:root {
    --primary: #0052cc;
    --accent: #ff6f61;
    --light-bg: #f4f6f8;
    --dark-text: #1a1a1a;
    --muted-text: #6c757d;
    --white: #ffffff;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    color: var(--dark-text);
    background-color: var(--white);
}

/* Navbar */
.navbar {
    background: var(--primary);
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.1);
}

.navbar-brand {
    font-size: 1.6rem;
    font-weight: 700;
    color: var(--white);
}

.nav-link {
    color: var(--white) !important;
    font-weight: 500;
    transition: color 0.3s ease;
}

.nav-link:hover {
    color: var(--accent) !important;
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, var(--primary), #007bff);
    color: var(--white);
    position: relative;
}

.approval-badge {
    position: absolute;
    top: 10%;
    right: 10%;
    background-color: var(--accent);
    color: var(--white);
    font-weight: bold;
    padding: 10px 18px;
    border-radius: 40px;
    box-shadow: 0 0 12px rgba(0, 0, 0, 0.25);
    font-size: 0.95rem;
}

/* Headings */
h1, h2, h3, h4, h5 {
    font-weight: 700;
    color: var(--primary);
}

.lead {
    color: var(--dark-text);
}

/* Buttons */
.btn-warning {
    background-color: var(--accent);
    color: var(--white);
    font-weight: 600;
    border: none;
}

.btn-warning:hover {
    background-color: #ff3b2e;
}

.btn-outline-primary,
.btn-outline-success,
.btn-outline-warning {
    border-width: 2px;
    font-weight: 600;
}

/* Section Backgrounds */
.bg-light {
    background-color: var(--light-bg) !important;
}

/* Card */
.card {
    border: none;
    border-radius: 8px;
    box-shadow: 0 3px 10px rgba(0, 0, 0, 0.05);
}

.card h5 {
    font-weight: 600;
    color: var(--primary);
}

/* Feature Icons */
.credit-score i {
    color: var(--primary);
}

/* Badges */
.badge {
    font-size: 0.85rem;
    padding: 6px 12px;
    border-radius: 20px;
}

.badge.bg-success {
    background-color: var(--accent) !important;
    color: var(--white);
}

/* Accordion */
.accordion-button {
    background-color: #eaf1fb;
    font-weight: 600;
    color: var(--primary);
}

.accordion-button:not(.collapsed) {
    background-color: var(--primary);
    color: var(--white);
}

.accordion-button:focus {
    box-shadow: none;
}

/* Contact Form */
#contactForm input,
#contactForm select {
    border-radius: 6px;
}

#contactForm .btn-success {
    background-color: var(--primary);
    color: var(--white);
    font-weight: 600;
    border: none;
}

#contactForm .btn-success:hover {
    background-color: #003d99;
}

/* Footer */
footer {
    background-color: #002244;
    color: var(--white);
}

footer a {
    color: var(--accent);
    transition: color 0.3s;
}

footer a:hover {
    color: #ffffff;
    text-decoration: underline;
}

footer h5 {
    font-weight: 700;
    margin-bottom: 1rem;
}

/* Newsletter Form */
footer input,
footer .form-check-input {
    border-radius: 4px;
    border: none;
    outline: none;
}

footer .btn-warning {
    background-color: var(--accent);
    color: white;
    border: none;
}

footer .btn-warning:hover {
    background-color: #e64a3d;
}

/* Responsive Adjustments */
@media (max-width: 767px) {
    .hero h1 {
        font-size: 2rem;
    }

    .hero p {
        font-size: 1rem;
    }

    .approval-badge {
        top: 5%;
        right: 5%;
        padding: 8px 14px;
        font-size: 0.85rem;
    }
}